Retail Loans

This type of loan is designed for personal needs, such as funding weddings, education, or medical expenses etc.

Repayment involves monthly interest payments, with principal amount repaid at the end of the loan term.

Agriculture Loans

Specifically tailored for farmers, this loan supports agricultural activities and related expenses.

Often comes with lower interest rates, flexible repayment terms, No/Low Processing Fees etc,

Term Loans

A lump sum is provided against the gold pledged, which is repaid through fixed EMIs over a pre-agreed tenure.

This is suitable for borrowers who prefer structured repayment plans.

Overdraft

Allows borrowers to withdraw money as needed within a specified limit, paying interest only on the amount utilized.

This type of loan offers flexibility for managing cash flow, with partial credit against the entire sanctioned amount.

Bullet Repayment Gold Loans

Both Principal and Interest are repaid in a single payment at the end of the loan term, with no EMI's.

This is ideal for borrowers expecting a lump sum income at a later date.

Online Gold Loans

Online gold loans allows borrowers to apply and receive funds quickly through digital platforms.

Often features competitive interest rates, minimal documentation & flexible Applications & payments.